If you might have an costly automobile or you might have purchased a automobile for the first time, then a bumper to bumper insurance will probably be your new finest good friend.

In an ordinary motor insurance coverage, your declare (for damages, if any) will probably be settled after accounting for depreciation and put on and tear of the automobile. As a consequence of these deductions, the alternative value of the components may even be larger. The answer for this subject is available in the kind of an add-on to your coverage.

Also referred to as Zero Depreciation Cover, bumper to bumper insurance is a complete motor insurance coverage that provides protection for all fibre, rubber and metallic components of automobiles, and no depreciation is deducted from the sum insured when the automobile is broken and also you make a declare on the coverage. Some insurance gamers provide covers equivalent to roadside help, towaway service and emergency transport, too.

However, it doesn’t cowl engine injury due to water ingression or oil leakages, non-public automobiles used for business functions or automobiles older than three years. So, learn the fineprint for a clean declare course of.

Published on


June 01, 2020

A letter from the Editor


Dear Readers,

The coronavirus disaster has modified the world fully in the previous few months. All of us have been locked into our houses, financial exercise has come to a close to standstill. Everyone has been impacted.

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In these tough occasions, we, at BusinessLine have been working constantly daily so that you’re knowledgeable about all the developments – whether or not on the pandemic, on coverage responses, or the impression on the world of enterprise and finance. Our group has been working spherical the clock to maintain monitor of developments so that you just – the reader – will get correct info and actionable insights so that you could shield your jobs, companies, funds and investments.

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